Wiesels Perils of Indifference for Holocaust Study

Wiesels Perils of Indifference for Holocaust Study Toward the finish of the twentieth century, creator and Holocaust survivor Elie Wiesel conveyed a discourse named  The Perils of Indifferenceâ to a joint meeting of the United States Congress.â Wiesel was the Nobel-Peace Prize-winning creator of the frightful journal ​​Night, a thin diary that follows his battle for endurance at the Auschwitz/Buchenwaldâ work complex when he was a young person. The book is regularly doled out to understudies in grades 7-12, and it is now and then a traverse among English and social investigations or humanities classes. Optional school teachers who plan units on World War II and who need to remember essential source materials for the Holocaust will welcome the length of his discourse. It is 1818 wordsâ long and it tends to be perused at the eighth grade understanding level. Aâ videoâ of Wiesel conveying the speechcan be found on the American Rhetoric site. The video runs 21 minutes. At the point when he conveyed this discourse, Wiesel had preceded the U.S. Congress to thank the American officers and the American individuals for freeing the camps toward the finish of World War II. Wiesel had gone through nine months in the Buchenwald/Aushwitcz complex. In an alarming retell, he clarifies how his mom and sisters had been isolated from him when they originally showed up.  â€Å"Eight short, straightforward words†¦ Men to one side! Ladies to the right!(27). Not long after this partition, Wiesel finishes up, these relatives were executed in the gas chambers at the inhumane imprisonment. However Wiesel and his dad endure starvation, illness, and the hardship of soul until in a matter of seconds before freedom when his dad in the long run capitulated. At the finish of the journal, Wiesel concedes with blame that at time of his dads passing, he felt soothed. In the end, Wiesel felt constrained to affirm against the Nazi system, and he composed the journal to hold up under observer against the massacre which executed his family alongside 6,000,000 Jews.â The Perils of Indifference Speech In the discourse, Wiesel centers around single word so as to interface the death camp at Auschwitz with theâ genocides of the late twentieth Century. That single word isâ indifference.â which is characterized at CollinsDictionary.com as a absence of intrigue or concern.â Wiesel, be that as it may, characterizes lack of interest in progressively otherworldly terms: Lack of concern, at that point, isn't just a transgression, it is a discipline. Also, this is one of the most significant exercises of this active centurys wide-going examinations in great and abhorrence. This discourse was conveyed 54 years after he had been freed by American powers. His appreciation to the American powers who freed him is the thing that opens the discourse, yet after the initial section, Wiesel truly advises Americans to accomplish more to end destructions everywhere throughout the world. By not interceding for the benefit of those survivors of destruction, he states obviously, we are by and large unconcerned with their anguish: Aloofness, all things considered, is more hazardous than outrage and scorn. Outrage can now and again be imaginative. One composes an extraordinary sonnet, an incredible ensemble, one accomplishes something exceptional for humankind since one resents the bad form that one observers. Be that as it may, lack of concern is rarely inventive. In proceeding to characterize his understanding of lack of concern, Wiesel requests that the crowd think past themselves: Apathy is certainly not a start, it is an end. Furthermore, subsequently, lack of concern is consistently the companion of the adversary, for it benefits the attacker never his casualty, whose agony is amplified when the person feels forgotten.â Wiesel at that point incorporates those populaces of individuals who are casualties, survivors of political change, financial difficulty, or cataclysmic events: The political detainee in his phone, the ravenous youngsters, the destitute outcasts not to react to their situation, not to mitigate their isolation by offering them a sparkle of expectation is to banish them from human memory. Furthermore, in denying their mankind we sell out our own. Understudies are regularly asked what does the creator mean, and in this passage, Wiesel explains obviously how lack of interest to the enduring of others causes a disloyalty of being human, of having the human characteristics of thoughtfulness or kindheartedness.  Indifference implies a dismissal of a capacity to make a move and acknowledge duty in the light of bad form. To be aloof is to be barbaric. Scholarly Qualities All through the discourse, Wiesel utilizes an assortment of scholarly components. There is the embodiment of apathy as a companion of the foe or the similitude about the Muselmannerâ who he depicts similar to the individuals who were ... dead and didn't have any acquaintance with it. One of the most well-known artistic gadgets Wiesel utilizes is the expository question. In The Perils of Indifference, Wiesel poses an aggregate of 26 inquiries, not to get an answer structure his crowd, however toâ emphasize a point or spotlight the audience’s consideration on his contention. He asksâ the audience members: Does it imply that we have gained from the past? Does it imply that society has changed? Has the person become not so much uninterested but rather more human? Have we truly gained from our encounters? Is it true that we are less heartless toward the situation of casualties of ethnic purging and different types of shameful acts in places close and far? Talking at the finish of the twentieth Century, Wiesel offers these expository conversation starters for understudies to consider in their century. Fulfills Academic Guidelines in English and Social Studies The Common Core State Standards (CCSS) request that understudies read enlightening writings, however the system doesn't require explicit writings. Wiesel’s The Perils of Indifference contains the data and explanatory gadgets that meet the content multifaceted nature standards of the CCSS. This discourse likewise interfaces with the C3 Frameworks for Social Studies. While there are a wide range of disciplinary focal points in these structures, the recorded focal point is especially proper: D2.His.6.9-12. Investigate the manners by which the viewpoints of those composing history formed the history that they created. Wiesels journal Night focuses on his involvement with the inhumane imprisonment as both a record for history and a reflection on that experience. All the more explicitly, Wiesel’s message is important in the event that we need our understudies to stand up to the contentions in this new 21st-century. Our understudies must be set up to address as Wiesel does why â€Å"deportation, the psychological oppression of youngsters and their folks be permitted anyplace in the world?â End Wiesel has made numerous abstract commitments to helping other people everywhere throughout the world comprehend the Holocaust. He has composed broadly in a wide assortment of types, however it is through his journal Night and the expressions of this discourse The Perils of Indifference  that understudies can best comprehend the basic significance of gaining from an earlier time. Wiesel has expounded on the Holocaust and conveyed this discourse so we as a whole, understudies, educators, and residents of the world, may always remember.

Technology and Its Effect on Human Freedom and Happiness in Society Term Paper

Innovation and Its Effect on Human Freedom and Happiness in Society - Term Paper Example Individuals utilize mechanical devices and supplies directly from the second they get up in the mornings. Closing the caution on mobile phone, drying hair utilizing blow dryer, singing toasts in toaster oven, seeing films on the most recent LEDs, going in quick moving underground trains, going to video gatherings with cross-outskirt experts, associating with inaccessible companions through web, securing positions web based, taking part in internet business, planning tea in electric pot, and checking Facebook announcements on android, are on the whole instances of how simpler our lives have become using innovation. Despite the fact that pundits guarantee that innovation has would in general cutoff our general human opportunity and satisfaction, yet the advantages exceed the restrictions to such an extent that one can't resist appreciating innovation and its favors. This paper talks about the impacts of innovation on human opportunity and bliss, while likewise thinking about the analys is. Let’s take a case of innovation in training. Since the approach of refined innovative methods, instructors have been attempting to alter the instructional procedure with the assistance of innovation. As indicated by Baker, mid 1960’s carried with it â€Å"new educational plans, instructional models, and ways to deal with individualization† (3) of guidance. Educators began feeling the need of joining data and correspondence innovation in instructing language. As indicated by Kaka, â€Å"Technology (web) in another side can be the best method to expand the student’s knowledge.† Teachers are getting increasingly more mindful of that innovation is a significant piece of the national educational plan, since it gives incredible assets to learning and instructing forms. Youngsters can be made well outfitted with state-of-the-art data while having the option to direct their own examination, do investigation, decide, share thoughts and perspectives, and figure out how to be inventive and activity utilizing mechanical devices in their examination. Educators can utilize mechanical assets to show all the more proficiently with great result. Innovation is getting unavoidable in the instructive and individual existences of understudies on account of incredible points of interest it offers. Thus, it is adding to the general joy of the general public by creating such proficient understudies who can stay up with the cutting edge world. Here is another case of how innovation has improved human opportunity through consolidation in law. Since innovation has made extraordinary seismic effect on each degree of our callings, the turn of events and usage of laws have likewise experienced radical changes. Innovation has made conceivable the accessibility of virtual experience to officials having a place with law implementation offices, which has made up for their absence of genuine experience, in light of the fact that an official only from time to time experiences genuine basic circumstances throughout his life. In the event that we talk about the United States, there are â€Å"over one million lawyers†¦providing approximately one billion dollars of lawful services† (Leibowitz). What's more, this expansion in their benefit has come about because of the utilization of web and innovation in their legitimate practice. This has constrained the legal advisors to fuse the utilization of web and innovation based devices and gear into their training. With the appearance of innovation, courts, for example, U.S. Incomparable Court began its own site in the year 2000 with the URL as www.supremecourtus.com; while, already, the courts used to articulate choices and distribute sentiments through close to home distributers and law and enactment schools. Innovation has made workable for courts and judges to utilize the most recent mechanical intends to get to reality, for example, the utilization of legal methods or criminalis tics. There are legal counselors who are opening up their virtual workplaces over the web where they manage customers, which is a very

Event management Coursework Example | Topics and Well Written Essays - 1000 words

Occasion the executives - Coursework Example Occasion Management in Hotels take into account a particular arrangement of occasions, for the most part wedding, social and corporate related, which is the reason they all have dance halls and workshop/gathering corridors, meeting rooms and meeting rooms with office supplies to oblige this crowd. Lodgings today likewise have occasion organizers explicitly to deal with the requirements of their customers’ occasions. There are a lot of associations that work inside the occasions divisions that inns would need to contact with. From creation houses to sound and light experts, to providers of different items like flower specialists, pastry specialists, printers to DJs or performers and performers, anything can be required at an occasion. Individuals today look at accommodation, however they realize what they need. What they truly need is the cordial occasion organizer that will guarantee their occasion streams easily and will take into account every one of their needs. There are d ifferent sorts of associations that work inside the occasion segment. ... Next come Suppliers. ‘Suppliers’ is an extremely wide term to portray the different things that an occasion may require. Directly from enhancements to take home gifts, there are organizations that have practical experience in delivering uniquely designed things for each kind of occasion, for example, Wright Event Supplies and Event Supplies. These are the two primary businesses inside the occasion business range. It might likewise include the requirement for performers and other help providers dependent on the sort of occasion. Different associations facilitating occasions There are different associations that have occasions, for example, stops and schools. These vary from inns in facilitating occasions, in different ways. First of all, the customer base is totally extraordinary, thus, the arranging execution must be as well. Facilitating occasions includes a ton of ‘Plan B’ courses of action, or Crisis Management. No one can tell what will turn out badly an d it is basic that courses of action be made for practically any mishap or deplorable event. Particularly in places like schools and stops, where the customers should be kids, over solid corporate structure the lodgings, occasion administrators should consistently be readied. Patterns in Event Management A significant advancement in the Event business is that of utilization of better innovation. Be it in the creation or printing, individuals are utilizing new improvements in innovation for a wide range of occasions. New innovation may likewise be utilized in amusement, correspondence and availability, also tagging and advancements in cashless installment. (Etherlive to introduce future advances) Event Management isn't what it used to be. It is increasingly proficient and a collaboration, regardless of whether it is a little occasion or a major one. Occasions are a greater arrangement today than they were a decade ago. They never again are

William Blakes Chimney Sweeper Essay -- William Blake Songs of Innoce

William Blake's Chimney Sweeper In this article I will investigate Blake's Chimney Sweeper sonnets from the Songs of Innocence and the Songs of Experience. During this article I will cover Blake's life and times and the manner in which fireplace sweepers get treated around that time and what Blake endeavors to do about it. Blake was conceived on November 28 in the year 1757. His folks where exacting however understanding. Blake's folks acknowledged right off the bat in his life that Blake was talented. He had an incredibly dynamic creative mind and he frequently got dreams. At just four years of age he guaranteed he had seen God in one of these dreams. Some other time when he was with one of his companions he conceived blessed messengers filling a tree. He terribly told his family what he saw yet the reaction he got from his dad was very negative. His dad took steps to whip him since he trusted it was time for him to grow up. Anyway his mom agreed with Blake's position and when she got some information about it he expressed that the heavenly attendants appeared as his contemplations. This vision was left with him and was incredibly compelling in his life. Blake clearly had a present for seeing things with his eyes and in his creative mind. He utilized his fine art to communicate his encounters. When Blake turned ten years old his folks chose to select him into a drawing school. Later on in his life Blake utilized his ability as an craftsman to turn into a student etcher. For a mind-blowing duration he had an abhorrence for terrible, out of line individuals particularly towards those that had influence and cash like those in the government, and those that where related with the congregation. Blake additionally couldn't stand power abusers and awful uncalled for treatment to... ... last verse Blake goes on the assault at the congregation and the government he does this by inciting outrage towards them through the injustice, all things considered, Also, in light of the fact that I am glad and move and sing, They think they have done me no injury, In these lines Blake is the means by which the smokestack sweeper feels after his difficulty, putting on the front all is well when it isn't. Going more profound into what Blake is attempting to bring across is portrayal that the smokestack clear is the destitute individuals once more. The last two lines Blake assaults the congregation and the administration, the smokestack clear is astute and is experienced and understands that the congregation also, government misuse poor people with the goal that they can make their own paradise out of the cash from the general public. What's more, we gone to commend God and his Priest and King, Who make up a paradise of our wretchedness

How far does Romeos impetuosity create the tragedy in Romeo and Juliet Essay Example For Students

How far does Romeos hastiness make the catastrophe in Romeo and Juliet? Article The plot of the play Romeo and Juliet is depicted in the preamble. From this we learn numerous things, for example, where it is set the fundamental story line and shockingly the completion. Doth with their passing cover their folks' difficulty From this one specific citation we realize that more than one individual kicks the bucket and it will be an enthusiastic and discouraging play. The passionate plot prompts their demise/self destruction toward the finish of the play. There are numerous variables that caused their demises. The components that caused their demises are:_ * Family quarrel between the Montague's and the Capulet's * Tybalts passing * Romeos oust * Friar Lawrences plan * Paris * Juliets counterfeit passing * Romeos passing Out of these elements at last influencing the star-crossed darlings passing a handfull were a result of Romeos rashness. Tybalts passing, Romeos oust, Friar Lawrences plan and his own demise are all somewhat or completely brought about by Romeos seriously considered choices. In act two scene three Friar Lawrence says shrewdly and moderate, they falter that run quick, implying that when somebody hurries into a choice they will come up short. At the point when Friar Lawrence says this to Romeo he has a mindful tone, proposing that awful things will occur from Romeos hasty love for Juliet. Hastiness is the point at which somebody follows up on their musings before they consider whether its the best activity. Another case of Romeos carelessness is the point at which he gets discouraged about the amount he is enamored with Rosaline. He clarifies that the all powerful sun Neer saw her match since first the world started. Romeo utilizes brilliant, heavenly words to depict his adoration for Rosaline. At that point in act one scene five Romeo alters his perspective. On line 51 he says Did my heart love till now? Renounce it, sight. When saying this Romeos implies that despite the fact that he professed to cherish Rosaline he has never adored somebody as much as Juliet. He says this in an entranced and cherishing way. This unexpected love for Juliet again demonstrates his abrupt inclination to bounce into another hurried choice. Later on in the play another character sees Romeos rashness. Juliet says on the off chance that they do see thee they will kill thee. Juliet is disclosing to Romeo that he shouldnt have gone to the house to talk with her. Romeo settled on the choice to see Juliet due to the amount he adores her yet didnt stop to consider the outcomes. All through Romeos discussion with Juliet, Juliet constantly answers to Romeos discuss love with expressions of stress for his wellbeing. In this play Shakespeare changes the typical perspective on a lady in the period of Romeo and Juliet by making Romeo powerless disapproved, over the top and rash rather than Juliet who is solid disapproved and more blade. Act three scene one is the defining moment of the play where Mercutio is killed and Tybalt is executed when Romeo needs retribution this at that point leaves the Prince of Verona no decision however to banish Romeo. Toward the beginning of the scene we can see Romeos furious when he says Fire looked at fierceness be my lead now. In any case, when he says this the peruser straight away realizes that Romeo will accomplish something moronic that he will lament later. From Romeo murdering Tybalt he has made himself be banished which implies he cannot see Juliet. He has additionally murdered a Capulet which will have a negative outcome on the couples relationship. Juliet is unequivocally influenced by Romeo being expelled in light of the fact that she has just barely hitched and she is brimming with adoration and joy while unconscious of the deadly occasions of the day. .u8034a53e9a1acc4e5940dd930359f72a , .u8034a53e9a1acc4e5940dd930359f72a .postImageUrl , .u8034a53e9a1acc4e5940dd930359f72a .focused content zone { min-stature: 80px; position: relative; } .u8034a53e9a1acc4e5940dd930359f72a , .u8034a53e9a1acc4e5940dd930359f72a:hover , .u8034a53e9a1acc4e5940dd930359f72a:visited , .u8034a53e9a1acc4e5940dd930359f72a:active { border:0!important; } .u8034a53e9a1acc4e5940dd930359f72a .clearfix:after { content: ; show: table; clear: both; } .u8034a53e9a1acc4e5940dd930359f72a { show: square; progress: foundation shading 250ms; webkit-change: foundation shading 250ms; width: 100%; obscurity: 1; change: darkness 250ms; webkit-change: mistiness 250ms; foundation shading: #95A5A6; } .u8034a53e9a1acc4e5940dd930359f72a:active , .u8034a53e9a1acc4e5940dd930359f72a:hover { haziness: 1; change: murkiness 250ms; webkit-change: murkiness 250ms; foundation shading: #2C3E50; } .u8034a53e9a1acc4e5940dd930359f72a .focused content region { width: 100%; position: relative; } . u8034a53e9a1acc4e5940dd930359f72a .ctaText { fringe base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: intense; edge: 0; cushioning: 0; content design: underline; } .u8034a53e9a1acc4e5940dd930359f72a .postTitle { shading: #FFFFFF; text dimension: 16px; textual style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u8034a53e9a1acc4e5940dd930359f72a .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; outskirt: none; outskirt span: 3px; box-shadow: none; text dimension: 14px; text style weight: striking; line-tallness: 26px; moz-fringe range: 3px; content adjust: focus; content enrichment: none; content shadow: none; width: 80px; min-tallness: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/straightforward arrow.png)no-rehash; position: supreme; right: 0; top: 0; } .u8034a53e9a1acc4e5940dd930359f72a:hover .ctaButton { foundation shading: #34495E!important; } .u8034a53e9a1acc 4e5940dd930359f72a .focused content { show: table; stature: 80px; cushioning left: 18px; top: 0; } .u8034a53e9a1acc4e5940dd930359f72a-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u8034a53e9a1acc4e5940dd930359f72a:after { content: ; show: square; clear: both; } READ: Romeo and Juliet - how Juliet creates through the play EssayFrom the homicide of Tybalt Romeo is banished from Verona, this makes Romeo distressed saying that his discipline Tis torment, and not leniency. His tone is despondent causing the peruser to feel sorry for Romeo notwithstanding the way that he has killed. Towards the finish of the play Romeo is still extremely rash. After Romeo gets some answers concerning Juliets demise he straight away concludes that he will lie with thee today around evening time, this shows he is even careless when settling on choices about his own life. He additionally ponders executing himself prior on in the play when He offers to wound himself, and Nurse grabs the knife away. At the point when Romeo gets went up against by Paris at Juliets grave he clarifies that Paris ought to entice not a desprate man and fly subsequently and leave me. When Paris contends Romeo says shrivel thou incite me? At that point have at thee kid slaughtering Paris decisively or lament. Last Romeo shows his carelessness at its most prominent when with a kiss I bite the dust. Without Romeo understanding that Juliet isn't dead he ends it all. Romeos carelessness is a significant impetus in making the deplorability of Romeo and Juliet. This is a result of the measure of choice he made which at that point brought about terrible results.

How to Write a Scientific Paper

How to Write a Scientific PaperAs you develop the skill to write a good scientific paper, there are some things that you should consider. You may want to consider making your own notes before the actual presentation of your research. You might want to make several drafts of your report.If you want to make a few suggestions for additional topics to include in your paper, or if you want to make the original topic a little more difficult, you can do this. Of course, you can always edit it later. The important thing is to avoid too much experimentation, too early in the process. You don't want to make too many mistakes in the first draft.Also, remember that the first drafts of papers are often ignored. You'll want to make sure that you document what you write and give someone else a chance to read it. Most people will mark it up after reading it if they like it. There will be a time for editing.When you start writing, you should look for something to grab your reader's attention and give them something to talk about as you provide a summary paragraph. A paragraph or two of introduction can be used to give the reader a little idea about what you are writing about. Use lots of the kind of language that you would use if you were talking with someone face to face.Some of the best and most interesting subjects to write about involve biology, physics, chemistry, mathematics, astronomy, psychology, medicine, and genetics. These are the kinds of subjects that really interest people. These fields are constantly developing new methods and information to improve their lives. They are also changing with time, and it is important to be able to keep up with what's happening in these fields.Of course, your subject matter doesn't have to be related to any of those fields. All you need to do is write about interesting things and leave the reader with something to think about. For example, if you're writing about rocket propulsion, you might want to mention the potential use of this technology to send humans to Mars. You don't have to mention that all the scientists who study this subject came up with a similar hypothesis and they are all still debating it.Sometimes, when you mention a particular field, the writer can go off on a tangent and talk about something completely unrelated to the subject. Just try to stay on topic as you write your paper. If you need to include graphics or diagrams, go ahead and include them in the text. The important thing is to keep your report interesting without becoming a train wreck.Writing a scientific paper is a great thing to do, but you will have to make sure that you practice. By that I mean, try to complete the paper as many times as you can, write several different versions of the same paper, and revise the final version until it's right. Write some notes before you start to get ideas for changes or do some revisions. Good luck!

Campus Life January

Winter break is over and were excited to welcome back the global generation to our campuses. If you missed our previous post, you can read about our exciting event that took place in October and November here. Looking into 2018, lets kick off another month with a recap of life at Hult in January. 1. Hult Prize Campus Round Who said you cant turn a profit and do good at the same time? Enter, Hult Prize season. A brain-child of Hult MBA graduate Ahmad Ashkar, Hult Prize has evolved into the worlds biggest student competition for social good. This years challenge? Harnessing the power of energy to transform the lives of 10 million people. And the prize? The U.S. $1 million seed-capital to launch their business idea. Congratulations to the winning teams whove made it through to the Regionals: Team Enpov (London), Team H2All (San Francisco), Team Aasha (Boston), and Team Genr8 (Dubai). You can read more about the campus rounds here. Stay tuned for updates, as our Hult teams pitch their business ideas and compete with other universities and business schools this March. 2. Go Global: Christmas Christmas trees, Santa and his Elves, ugly jumpers, hot drinks, and presents—were just some of the things you would have spotted on campus during the festive month of December. Organized by the Students Services teams, Go Global is a campus event series that brings our diverse community together through celebrating traditions to learn about different cultures. 3. Rotation fair January is the month where students start to tackle some big questions of their Hult journey: Should I participate in the Hult rotation program? Which campus should I rotate to? The Hult rotation program is an opportunity for students to spend their elective modules, May to July, in either one or two of Hults global campuses in London, Boston, San Francisco, New York, Dubai or Shanghai. Rotation is hugely popular with Hultians as it allows them to not only learn about the world but see it too. Imagine learning about Supply Chain and Logistics in the capital of one of the worlds biggest exporter, China. Learn more about Hult rotation on this youtube video. 4. Insights: Digital currency Blockchain and cryptocurrencies–two high-ranking buzzwords of today. Tapping into these trends, Hult student clubs and societies were at the forefront of bringing speakers to campus to share insights on this topic. Bostons Finance Club and Hult Blockchain Research Center welcomed Robleh Ali, a research scientist at the MIT Media Labs Digital Currency Initiative, to talk about the evolution of money and digital currency. San Francisco also hosted a discussion of Chinas 2018 outlook for blockchain with Genato Network, a Singapore-based blockchain 3.0 project. 5. 2017 year-ender celebrations Hult students dressed to impress at their campus end of year parties. Boston campus held a Masquerade Ball filled with dancing and music at the Sheraton Hotel. Dubai went all white as students, staff, and faculty celebrated together in a venue by the beach. Hult Undergrads, however, decided to take a different path this year and all roads led to the iconic London Zoo. Needless to say, they were lucky to enjoy a Winter ball with the company of some extra furry guests. 6. Clubs and Societies recap Our student clubs and societies have been busy organizing activities and events for the Hult community. These events are not only meant to enrich our students knowledge but to also build new connections outside the classroom. Some of the events we had in the past month alone were: Hult Finance Club visits NASDAQ Silicon Valley Life talk: Venture Capitalist, Global Women in Business Club: Growth within the Music Industry, Hult Consulting Club Fundraiser Dance Clubs Zumba Workshop, and more. If youd like to know more about life at Hult, follow us on Instagram. If you would like to find out more about our business programs,  download a brochure here. Hult offers a range of highly skills-focused and employability-driven business school programs including a range of MBA options and a comprehensive one year Masters in International Business. To find out more, take a look at our blog How to make your business school application stand out. Download a brochure or get in touch today to find out how Hult can help you to learn about the business world, the future, and yourself. DebbieGacutan Written by Hult staff blogger Debbie Gacutan. Originally from the Philippines and now based in the UK, she has worked and traveled in numerous countries around the world. Her writing focuses on the student experience in higher education. Related posts Academics Beyond (narrow) business concepts: â€Å"Soft† skills turn out to be critical skills News Building success: Dual Degree students win at USASBE Community How going beyond business at Hult helped me launch my company Admissions Accepted Students Weekend: A weekend to remember Careers Career mapping: How to become an executive in the next 5 years 0 Thought leadership How to prepare for an uncertain future in a world of AI Instagram Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Hult Rotation offers you a chance to study in a truly global way. Our rotation program allows you to study and be immersed in some of the finest cities in the world. 📠¸: @jasminmanzano . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . Each year, Hult seeks to enroll a talented and ambitious incoming class from all over the world. We look for diverse students with a wide range of experiences, perspectives, and interests—students who will thrive in our unique educational atmosphere. Are you ready for a truly global experience? 📠¸: @iambrunadiniz . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . We’re excited to start 2020 on a ranking high! Hult is proud to have been placed #28 in Poets Quants 2020 rankings for Best Undergraduate Business Schools in the US. Taking a huge leap of 32 places from our 2019 position, we’re also very happy to have secured top positions in key categories like: life-changing experience, practicality of the degree, and global immersion. . With five global campuses, a student body of over 130 nationalities, and a learn-by-doing approach—Hult offers a student experience like no other. . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . â€Å"I’m from an engineering background and needed a whole new skill set for the industry I wanted to switch to. I learned a lot about myself and how I deal with being out of my comfort zone. I learned both soft and hard skills, from how to work in very diverse teams to key accounting metrics and strategy. I was surprised by how weak I was at certain tasks in English or how strong I actually was in other areas. Hult gave me opportunities to try new things and meet people from places I never thought I would have friends. . My internship experiences gave me the chance to broaden my view of different cultures and different companies. I had the opportunity to work and live with people whose values differed from people in my home country. I thought that this would be difficult, but it gave me the chance to reflect on my own values and assess if they were a result of my home country environment or if they were intrinsically mine. . Diederick ter Kulve (@diederick.terkulve) Netherlands Masters in International Business . Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021 Say a big hello to our Bachelor of Business Administration program cover star, Elisa Orus Plana âÅ" ¨ . â€Å"I’m excited for the future—especially that I cant predict whats going to happen. Maybe Ill end up in Mexico working for a trading company or maybe in Africa, developing my own business. Everything is possible, and the options are constantly changing. I love the idea that Im never going to be stuck doing the same job until the end of my life if I dont want it to be like this. . Hult really supports me and my ambitions and truly believes that we deserve to be considered as professionals as well as students. Here, I get to express not just my opinions but all elements of myself. From my creative side with the Fashion Society to my finance and business sides in Trading Club and the Management Consulting Club. We get a different type of learning here. Not just essential knowledge and theory, but practical skills and mindset. The school is always evolving. We’re encouraged to innovate and to always look for new ways of doing traditional things. We learn how to be more confident and become aware of how we can impact our environment. The school aims to help you become a better version of yourself and to stand out from the crowd.â€Å" . Elisa Orus Plana French Bachelor of Business Administration Class of 2021"> During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. During the final days of 2019, you probably reflected on what you’ve accomplished this year—and even this decade—and what you’d like to achieve in 2020. Let us know in the comments below. â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"The first time we did group work on the program, I went head-to-head with a colleague. It taught me a lot about how I see people, how people see me, and how conflict can be resolved in a kind and productive way. The best feedback you get, when delivered constructively, is the most critical because it really feeds into how you lead. I’ve completely reversed my leadership style—the result is so much richer and more powerful when you lead from behind and lead with strength. . Studying in tandem with working, whilst challenging, gave me the perfect platform to directly apply learning concepts into my business environment, the competitive landscape, and the real-estate industry as a whole. When I started the program, I was very happy in my corporate role. But my courage and aspirations grew to the point that I took on a whole new direction. Having my career coach, Joanna, as a sounding board allowed me to really be strategic and get to know myself. She coached me thro ugh all the interviews, the research, and the questions. It went in parallel with what I was doing academically and after six months everything just clicked. . I went into the EMBA knowing I had nothing to lose and I’ve come out with everything. Great strength, global friends, amazing learning, mentors from professors, a job I love, and the knowledge that I can set my mind to achieve anything and with the right support and resources I’ll get there.† . Kashani Wijetunga British, New Zealand Sri Lankan Associate Director Senior Strategy Consultant CBRE EMBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . â€Å"It was now or never. I knew that I’d have likely stayed in my neighborhood for years to come if I didn’t take this opportunity. I’d not lived or studied outside of the U.S. before. So I left my job as a global strategist at an advertising agency and moved halfway around the world. I’ve come back a more culturally aware, well-versed person. I’ve realized that everything is a learning experience and an opportunity for growth. Ill definitely carry this mindset with me into the future. Technology and social media allow us to be different people in several places at once. Im excited to see how I can establish myself in whatever city Ill be lucky enough to call home and still maintain deep connections with people all over the world. I’m inspired by my classmates every day. Hearing some of their life stories and how getting this degree fits into their greater mission has been very humbling. My biggest challenge has been finding the ‘right’ path for me. There have been rooms Ive felt like I shouldnt be in, but now Im proud to feel as though I truly belong, wherever I am.† . Dwayne Logan, Jnr. American MBA Class of 2019 . Happy New Year, Hultians! . Happy New Year, Hultians! .

Study And Analysis On The Banking Sector Finance Essay - Free Essay Example

Sample details Pages: 20 Words: 6087 Downloads: 4 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? A vibrant and proactive sector on which the economy of any nation depends on is the banking sector. The Banking sector thrives on the provision of an enabling environment for business transactions and further improvement of its services portfolio to its customers. Strategic planning in the banking sector encourages bank growth which affect prosperity; it involves a long term planning taking into attention, The Banking sector represents a trading unit of an economy. Don’t waste time! Our writers will create an original "Study And Analysis On The Banking Sector Finance Essay" essay for you Create order It strives on providing an enabling environment for business transaction and continuous improvement of its customer services. Strategic planning in banking enhances the growth of banks, which subsequently effects prosperity. It involves a long term planning with consideration for opportunities and threats posed by the external environment. In order for banks to achieve its objectives effectively and to ensure the satisfaction of its clients, well defined strategies are required during decision making and policy formulation/application. Katuri(2005, p.1) state that advancements in technology however, has brought about a paradigm shift from traditional banking practices by banks to offering Internet based banking services such as Automated Teller machine [ATM], Electronic banking ,Mobile Banking which collectively ease difficulty in banking like cost effectiveness and timely delivery of transactions other products and services As further emphasized by Nair (2005, p.151), the usef ulness of information technology in the field of banking has become intensive. Nair (2005) also opines that technology has become an enabler for the needs of customers and banks to be met especially, as needs of customers lifestyle keep changing overtime. The growth of technology has bridged the bottlenecks in product delivery to customers. Nair (2005) believes the embracing of technology by banks as a strategic and calculated attempt to improve productivity, profits, reduction of operational cost and efficiency. ABA (2004) and Fox (2005) likewise believe that electronic banking services rendered by the banking sector are often customized towards the retention of existing customers, acquisition of new customers and ultimately improvement in productivity levels, so as to gain a competitive edge in customer retention over traditional banks (who do not readily embrace e-banking). The utmost concern in a world of developed information technology is how the gap of time, distance ca n be bridged while at the same time maintaining effectiveness and accuracy. New trends in information technology have indicated that barriers such as time and distance could be bridged while effectively maintaining efficiency in the provision of banking services to customers. The age of internet explosion has been a great relief to the factors constraining the effectiveness and awareness in both social and transaction world. Ganti (2005, p.56) stated that the introduction of -banking shows a paradigm shift in the customer relationship marketing environment for banks. It has repositioned the modern banking sector, subsequently creating unlimited opportunities with customers becoming sophisticated. In the transactional world, the era of internet explosion has tremendously improved the banking sector through the system Known as ELECTRONIC BANKING. In recent years the Banking sector witnessed the coming of age in Electronic banking and decline of traditional way of banking practi ces, research carried in 2004 by American bankers Association[ABA] evidence shows that banks offering electronic based banking services gain higher advantage in servicing banking. Electronic banking usage by banks are targeted at reducing operational cost thereby sustaining efficiency and increasing market share while retaining its customers (ABA 2004, Fox 2005).Despite the explosion, a new market based services is being offered by Electronic banking. The Stewart Brandley (2002) in their case study titled A delphi study of drivers and inhibitors of internet banking indicates that countries of the world have been able to embrace the system; while some countries have advanced tremendously, others are yet struggling with constraints. The advanced countries known as technologically developed nations such as UK and USA have maximized the potentials of Information Technology in banking while developing countries such as Nigeria and Egypt are yet to fully adopt the new trend i n banking technology. Ovia (2001) states that the factors constraining the growth of Electronic banking in developing countries are: Illiteracy Poor infrastructure: High cost of Telecommunication Power supply Security Lack of awareness Illiteracy The above listed constraints are huge impediments towards the adoption of e-banking in Nigeria. The study about Nigeria shows pinpoints the majority of Nigerian nationals as rural dwellers, therefore a good enlightenment campaign will result in a remarkable increase in the banking sector and the subsequent usage of electronic banking service offerings. However, it is worthy to categorically state that technological advancement has been a major driving force of GLOBALISATION. The effects of globalization on e-banking is such that technology-related advancements achieved via e-banking has provided a solution to the problems of distance and time subsequently ensuring that customers can transact business and gain acce ss to new markets easily. 1.2 AIMS AND OBJECTIVES 1.2.1 AIMS The study aims to identify and discuss the impact of information technology on customers in the retail banking industry with special emphasis on the Nigerian environment as a case study. Also, factors that influence the customers in the adoption of technology, low awareness levels of technological offerings will be discussed. The affinity of Nigerian banks toward the information technology platform would also be considered. 1.2.2 OBJECTIVES Definition of e-banking and the analysis of the advances in e-banking since its introduction in the Nigerian banking industry. Identification of the advantages e-banking brings to the banking industry. Discussion of the effect e-banking has on customers and an insight into their level of electronic usage or experience. Research and analysis of e-banking products/services/portfolio provided by banks to their customers. Identify reasons for under-development of e-banking in Nigeria To make recommendations for the modernization and development of the e-banking platform. 1.3 MOTIVATION BEHIND RESEARCH TOPIC In recent years the technological advancements has necessitated the move towards technological development in Nigeria. It is a developing country with a population of about 140 million people, and its a country with huge telecommunication growth in Africa over the past 10 years. The country has experienced an impressive level of development in tele-density (number of telephone lines per population unit, usually 100 people) from a tele-density of 0.73 in 2001 to 46.80 in 2009 (Nigeria Communications Commission [NCC], 2009). The explosion in tele-density has immensely improved the growth rate obtained in various industries. However, despite the explosion in telecommunication activities in the Nigerian environment, Nigeria is still to meet up with the advancement in technology like other developed countries such as the United kingdom. However, (Ovia,2001) also believes that the move towards technological advancement is hampered due to lack of proper infrastructure such as power supply, communication and security is also a major problem. These are recognized as potentially huge impediment to the economic development and advancement in technology 1.4 SIGNIFICANCE OF RESEARCH TOPIC The importance of this research is such that it emphasizes the merits and demerit of e-banking in the Nigerian retail banking industry. Subsequently, information gathered and researched would provide a good starting point towards suggestions on the improvement of banking services in Nigeria, but most importantly the formulation and implementation of policies that will incorporate technological improvements such as e-banking in the pot-pourri of banking services available to the Nigerian public. The Nigerian banking sector has not been spared with the banking boom era of the 90s which did not last long- a situation which saw many banks closing down and the eventual loss of public confidence in the banking industry, consequently leading to the creation of the failed bank tribunal by the government. The banking boom is back but the banks are facing stiff competition in retaining their customers, their customer retention ability will depend on the information technology infrastru cture available. However, global recession in 2008 was marked coincidentally by failures of banks and unstable slip in economic statistics. Based on these premise, the global recession will not affect e-banking services in Nigeria due to its relatively new introduction to the Nigerian retail banking industry, and as illustrated by Fox (2005) and ABA (2004) evidence proves that banks offering these internet based pot-pourri of services are better positioned in retaining customers than traditional non electronic banking banks. 1.5 PROJECT CONSTRAINTS Time: Availability of time will be at a premium all through the duration of the project. Factors to also consider in the estimation of available time towards the project are coursework from other taught units and examinations. Non-commitment from respondents: Low or no response from client that are to be interviewed or not getting the information needed because is view as classified documents by the client company. Also respondents not returning questionnaires are a major constraint. 1.6 RESEARCH METHODOLOGY The research methods that will be adopted are the primary and secondary data methods. Primary research method will involve the use of surveys for data collection: statistical data. The research technique shall be questionnaires given out randomly to people in the Lagos metropolis and bank personnel. However, the secondary research shall be based on data collection from different websites of banks and on existing factors to support the research work. Also, the University library and the internet will be a major source of information. 1.7 STRUCTURE OF THE PROJECT This research begins with an introduction in chapter 1. Chapter 2 centers on the review of related literature. Subsequently, it covers detailed explanation on facts outlined, advantages and disadvantages. Chapter 3 shall explain the different research methodologies and reasons for using the chosen methodology. The evaluation of secondary research will be included. And chapter 4 shall give a full analysis and interpretation of results from primary research information and the future of electronic banking in Nigeria. While chapter 5 shall look at the research findings and chapter 6 looks at the conclusion and recommendations. METHODOLOGY 3.1 RESEARCH METHODS The research methodology is classified into two groups and the information gathered is analyzed as quantitative or qualitative data. PRIMARY RESEARCH The primary research involves communicative interaction with people. The information gathered will be analyzed to ensure its usefulness to answer the research question and for the research purpose. The information needed will be collected by questionnaire surveys, focus group, content analysis and observation. SECONDARY RESEARCH The secondary research entails the processing of information that has been previously analyzed and used for further analysis. This information can be assembled from prior research studies, journals, books, articles and online materials. Both methods have advantages and disadvantages and the suitable approach is to understand the rationale for the evaluation of the survey, the required information and the number of respondents required to arrive at a conclusion on research findings. The credibili ty and date of publication must also be put into consideration when applying secondary data to avoid erroneous outcomes. Since the main aim of the research is to select a method that meets the research objectives, secondary data may not have dealt with the current topic or may be outdated so it is essential for a primary research. That notwithstanding, some disadvantages of the primary method is it is time consuming because information is critically analyzed to get accuracy in results. 3.2 METHOD CHOSEN With regards to this research, both methods were used because Electronic banking is still relatively new in contemporary networking circles and previous research in this area is limited in comparison to other related topics. One reason for choosing the primary data is because it is believed to be versatile and flexible in nature. The performance ordinarily has a more profound effect on the survey results than has any other single element of survey (Alreck Settle 2004, p.89). While secondary research allows for comparism of data collected from previous studies, they are required for guidance of the primary research (Frankfort Nachmias 1996, p.306). However the use of only secondary research will not give the required results. Through secondary research, banks adoption of Electronic banking in relation to the level of customer adoption and service rendered and the evaluation of secondary research data have aided in scrutinizing problems associated with the research topic. Furthe rmore, analyzing to what extent Electronic banking is adopted by Nigerian banks and customers level of adoption of these services. Valuable information was retrieved from secondary research in the analysis of the research topic. However, some limitations were that collated data was not enough to summarize and draw conclusions and so the use of primary method (Questionnaire) was applied to ascertain the authenticity of information obtained from secondary data was accurate. However the limitation of using a primary research is slow response from respondents and some not even returning the questionnaire. The objectives of the primary research is To identify the level of adoption of customers to Electronic banking. To research and analyze the degree of Electronic banking services offered by banks. The questionnaires were distributed via email. Another format for this was personal interview with banks with some open ended questions such as What measures are on ground to en hance internet banking security? This allowed for respondents to answer the questions freely without restriction of options. The information retrieved was accurate because all banks have distinctive security software in operation. The second format, the close ended questionnaire, was for respondents to fill, with a number of options to choose from. This is fast and easy to return without delay. 3.3 THE RESEARCH PLAN The research plan is a blueprint of sampling unit, sampling frame, sampling procedures and design. The sample unit was in form of a survey carried out within the heart of commerce in Nigeria, Lagos state. The sampling frame comprises of all the banks in the Lagos metropolis and with a sample size of 10 to enable good response for accuracy than loads of questionnaires filled incorrectly. The method used was stratified sampling to ensure diverse groups of people were well represented in the sample and to also increase accuracy level in the estimation of parameters. The sampling procedure was in two parts with focus aimed at two groups. The first is the service provider i.e. the banks, comprising of the old and new generation banks. The second is the service users i.e. customers. The total of questionnaires that were distributed was 80 and 68 was returned. The questions were directed toward the students, working class and to the general public as well as tailored questions towards int ernet usage accessibility and electronic banking service awareness. The researcher gathered useful information with the adoption of this method and the same question was sent to all respondents for ease of analysis and because the viability and reliability of a research study largely depends on information consistency to obtain reliable results. 3.4 ANALYSIS OF SECONDARY DATA Data assembled from previous research was beneficial in evaluating the research topic. When considering secondary research, the data analyzed does not meet the researchers need as results were not completely accurate in fulfilling the aims of the research. Despite this limitation, a careful examination was made to ensure that data collected were from sources that could justify precise information and to also ensure accurate documentation of findings is presented correctly after evaluation. The secondary data was analysis on works done at Nigerian institutions, Obafemi Awolowo University and the University of Benin. However, the research aim differs from the research project as the focus was Electronic banking in Nigeria. Nonetheless, important information was retrieved for the aim of drawing conclusions. 3.5 SUMMARY In the methodology chapter, the various available research methods have been examined and have been used to justify a chosen method. A sample size would have generated a more accurate result but despite this and the limitations faced, evaluating secondary data has assisted in consolidating research findings. RESEARCH ANALYSIS 4.1 INTRODUCTION In this chapter, analysis will be carried out on data that are gathered from the survey findings. Primary data of Questionnaire A was to the service users or exploiters. This was oriented for the accessibility of the internet and having knowledge of electronic banking. And Questionnaire B of the primary data was to the service supplier or providers. And to analyse the secondary data and equating solutions from primary data in order to break down the findings and to check if the research question has been correctly answered. In order to involve all the categories of respondents the questionnaires were randomly sent out and wasnt for just a particular group. With this method the researcher will be able to gather information required for the research aim, and the research findings will be well analysed. The total of questionnaires that were distributed was 80 and 68 was returned, electronic banking users were 72% while non electronic banking was 28%. Regardless of the little number of that responded, due to response, the rates of questionnaires are usually below 40% and results should still be broadly acceptable stated by (Cano, 2008) which has guide the researcher to resolve that a 30% response rate would be regarded valid for this research and results purpose. 4.2 Questionnaire A For easier and more detailed analysis of the information gathered, the results of questionnaires were put into charts and graph. According to Nachmias and Guerrero (2006, p.329) using a chart from the results gives way for simpler explanation for understanding. 4.2.1 Questionnaire Results Question 1: What is your Gender? Male = 43 responses Female = 25 responses In figure 4.1 the chart below shows the average of male and female respondents. The male respondents were averaged up to 65% while the female respondents were 35%. This indicates the increase of male users of electronic banking is more than the female users. Figure 4.1 Male and Female Respondents. Question 2: What age category do you fall into? 18 30 = 28 responses 31 40 = 21 responses 41 50 = 12 responses 51 64 = 7 responses 65 and Above = None In figure 4.2 the graph below, is the representation of age respondents who brought back questionnaires, 42% falls under the ages of 18 30 years, 32% falls under 31 40 years and another 18% was 41 50 years while ages 51 64 was 8% but they was no feedback on the 65 and above. Research made shows that ages 65 and above fall under the retirement stage or age and majority of them do not comprehend the utility of new technologies. However, Matilia Pento (2002) indicates the majority of electronic banking users are comparatively young and have been educated to use computers and the internet. This also shows that electronic banking in the society is mainly members of the working class. Figure 4.2 Age Category of Respondents. Question 3: What your level of education? O Levels = 9 responses BSc = 31 responses OND = 4 responses HND = 15 responses MBA = 9 responses In figure 4.3 this chart below shows the different respondents educational level is shown. 50% are University graduates (Bsc) holders, 20% are higher national diploma (HND) holders while master business administration (MBA) and O level holders shares the same average with 12% each. This shows that electronic banking users are educated. Sathye (1999, p.326) aver that people using electronic banking are well and highly educated. Figure 4.3 Educational Levels of Respondents. Question 4: What is your occupation? Accountants = 11 responses Doctors = 8 responses Engineers = 11 responses Lawyers = 4 responses Others = 20 responses Students = 11 responses Teachers = 4 responses In figure 4.4 the chart below is a representation of different respondents occupation from questionnaires that were returned. Accountants, Students and engineers share the same percentage with 16% each, Lawyers and Teachers also share the same percentage with 8.5% each, Doctors were 10 % and for respondents with other occupations which are not listed like farmers, traders and so on were 25%. Figure 4.4 Occupations of Respondents. Question 5: Do you have internet experience? Yes = 52 responses No = 17 responses In figure 4.5 the chart below represents the average of respondents that has experience with the internet which is 85% while the average of respondents without internet experience is 15% which makes a huge difference between them. Figure 4.5 Respondents With Internet Experience. Question 6: Do you have internet access? Yes = 45 responses No = 23 responsses In figure 4.6 the chart below is the representation of the total average of respondents that gave on questionnaires. In this chart 72% agreed and said yes to have access to the internet while 28% said NO they dont have access to the internet. Figure 4.6 Respondents With Internet Access. Question 7: How frequently do you use the internet? Often/Daily = 24 responses Few times a week = 19 responses Once in 2 weeks = 11 responses Once in 4 weeks = 8 responses Once in 6 weeks = 6 responses Once in 2months = 2 responses In figure 4.7 the frequency of internet usage is shown in the chart below. 35% of respondents use the internet often/daily, many respondents which average to 40.5% use the internet a couple of times a week, 10.5% use the internet once in two weeks, 8% use the internet once in a 4weeks, 4% use the internet once in 6 weeks, while 2% use the internet once every 2months. With research on respondents that are under categories 40.5% and 35% were people who have full-time office jobs and have internet access in their workplace and some who could afford internet in their homes. Figure 4.7 Frequencies of Internet Users. Question 8: Are you aware of electronic banking? Yes = 59 responses No = 9 responses In figure 4.8 the chart below the average of respondents aware of electronic banking are shown. 92% of the average represents those aware of electronic banking while 8% were not aware of electronic banking. Figure 4.8 Awareness of E-Banking of Respondents. Question 9: Do you have experience with any electronic banking service? Yes = 49 responses No = 19 responses In figure 4.9 the average of respondents that use electronic banking. 74% of respondents said yes for using one form of electronic banking or the other, and 26% of respondents said no. Nevertheless 25% out of the 74% respondents said they dont know the type of electronic banking they use, and they were added to the 74% because the answer yes on question on if they have used any form of electronic banking service. Figure 4.9 Respondents That Have Experience With E-Banking. Question 10: Which type of electronic banking service do you use? Online Banking = 14 responses ATM = 32 responses Telephone banking = 11 responses Post banking = 7 responses Branch banking = 4 responses In figure 4.10 this chart shows the total average of respondents using any form of electronic banking. The Automated Teller Machine (ATM) has the highest amount of respondents with 60%. The ATM is virtually the most utilized source of electronic banking for the respondents. The ATM is a single machine that has several features such as check onscreen balance, pays cash, prints account statement and so on. The ATM is widely known and is the most popular electronic banking source and the reason for this is that its easy to use and its convenience for accessing your account anywhere 24 hours a day 7 days a week without stepping into the bank. 17% of respondents uses online banking and another 15% of respondents use telephone banking. These two sources of electronic ba king are mainly used by business people or companies for transaction, direct debit and so on. 3% of respondents also use post banking and 5% use branch banking. Figure 4.10 E-Banking Preferred Options By Respondents. Question 11: How frequently do you use electronic banking services? Often/Daily = 32 responses Few times a week = 20 responses Once in 3 weeks = 10 responses Once in 6 weeks = 8 responses Once in 2months = 6 responses In figure 4.11 this chart shows the frequency of electronic banking usage is shown below. 54% use e-banking service very often, 24% of respondents use e-banking service once a week, 15% use electronic banking once in 3 weeks, 4.5% use the service once in 6 weeks while 2.5% use electronic banking service once in 2 months. This shows that users are increasingly adapting to the style of electronic banking. Figure 4.11 E-Banking Usages of Respondents. 4.2.2 Summary The survey results have actually shown the level of internet experience and the accessibility to internet by customers/clients. The customers/clients awareness of electronic banking was also shown; it could be viewed by the average of respondents using some of the electronic banking system such as Automated Teller Machine, Online banking and Telephone banking. With the automated teller machines (ATMs) having up to 60% of electronic banking awareness simply means its the most commonly used service. The ATM is easy to use and could be accessible anywhere 24 hours a day 7 days a week. Nevertheless a significant amount of respondents dont know the kind of electronic banking service they use; shown in the questionnaires that was returned. So therefore it is the banks responsibility to educate customers/client on these electronic banking services and their benefits. 4.3 Questionnaire B In this part questions are being directed to the banks to measure the kinds of electronic banking services they offer, and what they benefit from the services. Also, for any advertisement to attract new customers and to improve customer satisfaction. The two banks that were interviewed had one form of electronic banking system or the other. Both banks are being categorized into two different classes, old generation bank and new generation bank. The table below shows both banks that were interviewed and the electronic banking services they render, and they are into Mobile or Telephone banking service, Automated Teller Machine (ATM) service, Branch banking service and Online banking service. Nevertheless, both banks are not into Post banking service. One of the questions asked is if electronic banking has improved their place in the banking world and both banks replied with the same answer yes, that means the help of electronic banking has increased their in the industry and has g iven them the edge over competitors that have not yet applied these new technologies. However, the satisfactory level for customers has also increased and one of the reasons for that is because customers now have 24 hours access. The banks themselves has also benefited from the introduction of electronic banking in the sense that it has been helpful to reduce cost and man power. Research results from the banks that were interviewed shows that the banks has invested so much on security for the safety of customers to protect them from electronic theft. So therefore the installation security softwares has given banks the opportunity to protect customers personal information and to gain trust from their customers. Another question asked was if they have any advertising or improvement plans on electronic banking services, and both banks said yes to the question and are making plans for introducing internet access with a mobile phone and advertising it in public places such as shopping malls, post office and fuel stations for the improvement of electronic banking to catch the attention for new customers. Then the last question asked was how much is their estimated yearly turnover since electronic banking was introduced. The table shows results in a clearer understanding. Names Of Banks Electronic banking services Electronic banking services provided Has it Enhance Position Reduction of operational Cost Improved Customers Satisfaction Software in Used Plans for improvement Turn over Union Bank PLC Yes Online banking, telephone banking, ATM and Branch banking Yes Yes Yes Transactional code Internet access with mobile phone 93.7b Guarantee Trust Bank Yes Online banking, telephone banking, ATM and Branch banking Yes Yes Yes Transactional code Internet access with mobile phone 91.2b 4.4 Secondary Data Analysis In this section the focus is on two various research survey carried out by some Nigerian institutions. After analyzing this research, it will be utilized in results comparison from primary research. Franfort (2006, p.206) suggests more credibility will be gain on research finding if it comes out in number of reports and when collected data is analyzed in different times. It can also be utilized to explain and describe change. Nevertheless, some specific research purpose was not met by researcher in the survey from early research. Instead, it is more focused on the adoption of electronic banking and providing the use of electronic payment services in Nigeria. This is seen in the secondary research as a major limitation, regardless of this limitation the use of secondary research was utilized as a technical compliment review of literature and primary research for the aim of verifying and testing results. These permit researchers to make conclusive findings. 4.4.1 Research Survey 1 4.4.1.1 Background The adoption of electronic banking in Nigeria was the name of the title of this research which was handled by chiemeke in 2006, a Nigerian senior lecturer of computer science department in the University of Benin Nigeria. The aim of this research is to measure the stage of electronic banking services rendered by banks after deregulating the banking society and component that affects its adoption. The method used in the survey has a similarity with Diniz, (1998) model for evaluating status of the banks websites for transaction channels, Information delivery, Security level and customer relationship. 4.4.1.2 Results from Finding The research result on electronic banking services reveals that it has been rendered from the basic level of fundamental interaction. In the evaluation, out of 12 points score the results was between 4.5 and 11 points which means the basic level were high. However, as the interactivity level increases the scores reduces. Likewise, the outcome of functionality which was between 4 and 9.5 out of a total of 12 points, which indicate all banks do have information sites. Nevertheless, they were low scores on the transactional level of functionality which was between the range of 0.5 and 4.5. These indicate that electronic banking services rendered were on a low level. In addition, the score for the security level were also low with 47.7 percent adopted security level. However, some other known facts affecting electronic banking in Nigeria were poor power supply and unsatisfactory operational infrastructure. The aim of the research was at the banks and the adoption of electronic banki ng services rendered such as customer relationship, Transaction channels, Security level and information delivery and with the customers level of awareness of online banking service had no attention. The research questions of researchers were not answered, but nevertheless the transaction level of functionality questions were partly answered on the research question. This reason is probably because the two banks questioned are already offering one form of electronic banking service or the other. 4.4.2 Research Survey 2 4.4.2.1 Background The title of this research was called Telephone banking services and electronic payment system in Nigeria. Agboola conducted this research in 2006, another Nigerian senior lecturer in the Obafemi Awolowo University Nigeria. The evaluation of Telephone banking service and electronic payment system offered and used by Nigerian banks was the aim of this research. The method used on the research was the distribution of questionnaires and interview of banks personnel. As at that time chosen sample size was 36 banks out of the 89 banks. 4.4.2.2 Result from Findings The adoption rate of e-payment services results from analysis revealed that the most adopted technology is the Local Area Network (LAN) out of the 36 banks interviewed 35 banks adopted it. Likewise, out of the 36 banks interviewed 34 banks have adopted MICR cheques and already put to full use. Nevertheless, some technologies had low adoption rates. Telephone banking was one for them with a low adoption rate of 22%, the adoption rate for Automated Teller Machine (ATM) was 16.7% while the Home and office e-banking was 19.4%. This research supports the Chiemeka (2006) finding of inadequate power supply and poor operational infrastructure. Consequently, the focus of this research was on electronic payment devices used by banks and not on the awareness level of customers or e-banking adoption. However, to some extent the research question was answered, this observation could be seen from results with the adoption rate on telephone banking and 22% and the ATM having 16.7%. this shows that the banks are gradually adopting to these services. 4.4.3 Summary Identification of some form e-banking supporting the primary research has been identified by both research surveys. This clearly indicates the gradual process of customers adoption to these services and e-banking is been offered by the banks to some extent. RESEARCH FINDINGS 5.1 INTRODUCTION In this chapter, conclusions will be drawn on research findings and analysis from previous chapters will serve as a review mechanism for the aims and objectives of this project. 5.2 RESEARCH FINDINGS The non adoptions of electronic banking were the key elements that were discussed from the review of associated literatures. In previous research, indications showing the huge impediment to non adoption of electronic banking were lack of awareness and security. Meanwhile electronic banking from retail banks point of view is seen as a competitive advantage retaining their customers and the banks will greatly depend on their new technology adoption in the banking sector and with the advancement of technologies they can compete and be ahead of their competitors, this clearly means adoption electronic banking services has greater advantages over its disadvantages. The aims of the research were to analyse the level of customers awareness to electronic banking services and the rate of adoption of electronic banking service by Nigerian banks. Results from survey shows that electronic banking services are already in use by the two banks that were interviewed but both banks were not into post banking and the two banks are also introducing internet access with a mobile phone and advertising it in public places such as shopping malls, post office and fuel stations for the improvement of electronic banking to have a competitive advantage in the market, to retain existing customers and to catch the attention for new customers. However, the adoption of electronic banking and the level of awareness from customer shows 72% of respondents have access to internet while 28% do not have access to the internet. The level of internet experience and frequent use of computers in their workplace allows accessibility to the internet by customers/clients. On electronic banking level of awareness and the usage of its services, the percentage of respondents that are aware of electronic banking 92% and just 8% were not aware, and with another large 74% claim they are electronic banking users while 26% do not make use of electronic banking, and to a surprise 25% out of the 74% do not even know the type of electronic banking service they are using and this was because the electronic banking services listed on the questionnaire were not known as types of electronic banking by these respondents which still falls back to customers lack of awareness. Consequently, the Automated Teller Machine (ATM) has up to 60% adoption according to questionnaire results on the types on of electronic banking services being used, the ATM is easy to use, has 24 hours access and very convenient it is also said to have met customers needs. This research findings has endorsed (Agboola, 2006) on adopting automated payment systems gradually and less use of cash. Likewise, an interesting point noticed from the questionnaire results is the difference between male and female users using electronic banking services. These results shows that they are more male users using electronic services than the female with 65% male respondent s using these to 35% female, and this is because more male find the interest of going to the cyber cafà © and using the internet and by using the internet they get to actually know more about electronic banking services. However, questionnaire results for the educational level and age range of respondents shows that between ages 21 30 and 31 40 are highly educated and use the internet frequently, and their educational level in the questionnaire results, research findings indicates that users using electronic banking are educated and young. (Pento, 2002) findings indicate that users of electronic banking are well educated and have good experience using the internet, and most of them have access to the internet in their place of work and for those that can afford it get it have it in their homes. And a major barrier still affecting the adoption of electronic in Nigeria is still illiteracy according to (Ovia, 2001). From the secondary data findings of the research shows that the banks elementary stage has low adoption rate of electronic payment systems, banks should have informative websites rather than Transactional websites. However, primary research findings indicates that the bank interview all have electronic banking services rendered and have also laid down plans on how to improve electronic banking services in the future and obviously from the research results the banks and customers has made progressive acceptance on electronic banking services. 5.3 SUMMARY On research findings from the above discussion, it ought to have been seen that the introduction of electronic banking by banks has given them the opportunity to gain competitive advantage to attract new customers and to retain old ones and also to take up technical challenges. However, it is important that the banks educate their customers on the benefits and importance electronic banking could bring and to always upgrade their websites to be transactional and also to make their operational infrastructure get better. But if they dont the banks have the problem of customers low adoption will remain. In conclusion, some issues have to be addressed for the future of electronic banking in developing countries such as Nigeria, is the creation of awareness, security and constraints like poor infrastructure. Consequently, if these issues are addressed more customers will adopt electronic banking and the Nigerian banks would be able to gain global presence. Results from reviewing liter ature on electronic banking shows its jussive mood to investigate, the customers level of adoption in Nigeria and suggests key solutions to the constraints affecting electronic banking in Nigeria. All the same electronic banking has come to stay and has been well appreciated in the world and has given developing countries a future in the global economy.

Colloquialism - Definition and Examples in English

An informal expression that is more often used in casual conversation than in formal speech or writing. Colloquialisms are not  substandard or illiterate speech, says  Maity Schrecengost. Rather, they are idioms, conversational phrases, and informal speech patterns often common to a particular region or nationality. Not found everywhere,  colloquialisms are  words and phrases that we learn at home rather than at school (Writing Whizardry, 2010). Etymology:From the Latin, conversation Examples and Observations: Friends of the chancellor revealed that he had described Labour MPs as disappointing numpties, a colloquialism meaning idiots.(Neil Rafferty, Queen Opens a Pricey Piece of Scots History. The Sunday Times, Oct. 10, 2004)Latinas are in oppressive structures. We can fool ourselves, but wed still be getting dumped on.(Felix M. Padilla, The Struggle of Latino/Latina University Students. Psychology Press, 1997)Over and over, I would read her account of the turning point in her career--the night she got her first standing ovation, hours after being dumped by her fiance because she wouldnt quit acting.(K.D. Miller, Standing Up Naked and Turning Around Very Slowly. Writers Talking, ed. by John Metcalf and Claire Wilkshire. Porcupines Quill, 2003)Anyway, the baby calf was standing right underneath its mother, just kind of walking around, and the mother cow took a dump on the baby calfs head.(Stephen Chbosky, The Perks of Being a Wallflower. Pocket Books, 1999)Informal Writing and Speech[O]ver the last generation or so writing has become more informal than it ever was before. The area of highly formal writing has shrunk considerably; it is now confined to state papers, articles in learned publications, commencement addresses (and by no means all of those), legal documents, court decisions, and prefaces to dictionaries. Other writing has become quite hospitable to so-called colloquialisms; it has become more informal, more relaxed, more familiar, more casual.(Theodore Bernstein, The Careful Writer. Simon Schuster, 1995)Three types of commonly used casual language include slang, colloquialisms, and euphemisms. Slang is an informal nonstandard vocabulary, usually made up of arbitrarily changed words. A colloquialism is a local or regional informal dialect or expression. A euphemism substitutes an agreeable or inoffensive expression for one that may offend or suggest something unpleasant. When our language is too casual, audiences might not be able to follow the main ideas o f the speech, or they become confused or uncomfortable.(Cindy L. Griffin, Invitation to Public Speaking, 3rd ed. Wadsworth, Cengage, 2009)Advice on Using Colloquialisms in WritingIf you use a colloquialism or a slang word or phrase, simply use it; do not draw attention to it by enclosing it in quotation marks. To do so is to put on airs, as though you were inviting the reader to join you in a select society of those who know better.(William Strunk, Jr., and E.B. White, The Elements of Style, 4th ed. Longman, 1999)The Force of ColloquialismsSlang or colloquialisms--as the boundaries are blurred these days it is hard to tell which is which--has particularly potent force in describing mental or physical characteristics of our fellow man. Think of somebody who has got the bump, or is potty, or even randy, or saucy, or fly, or bent, or tasty (an adjective susceptible of more than one slang usage), or has become poleaxed, or flattened, or shafted, and one begins to realise how widespread such usages are.(Simon Heffer, Strictly English: The Correct Way to Write . . . and Why It Matters. Random House, 2011)Dated Colloquialisms (1950s)U.S. colloquialisms evolve slowly. Jag, tops, dude stayed around for decades before they began to lose their freshness. But jazz lingo becomes obsolescent almost as fast as it reaches the public ear. A term of high approbation in the swing era was out of this world, in the bop era it was gone, and today it is the greatest or the end. Similarly, a daring performance was hot, then cool, and now is far out.(Far-Out Words for Cats. Time magazine, Nov. 8, 1954)The Lighter Side of ColloquialismsHoward Wolowitz  [on the phone]: Sweetie, uh, listen, I need to go, but Ill see you tonight? Bye-bye. Bye-bye. No, you hang up first. Hello?Raj Koothrappali: Dude, Im glad you finally got a girlfriend, but do you have to do that lovey-dovey stuff in front of those of us who dont?Sheldon Cooper: Actually, he might have to. Theres an economic concept kno wn as a positional good, in which an object is only valued by the possessor because its not possessed by others. The term was coined in 1976 by economist Fred Hirsch to replace the more colloquial but less precise neener-neener.(Simon Helberg,  Kunal Nayyar, and Jim Parsons in The Large Hadron Collision. The Big Bang Theory, 2010)

Audie Murphy in World War II

The sixth of twelve children, Audie Murphy was born June 20, 1925 (adjusted to 1924) in Kingston, TX. The son poor sharecroppers Emmett and Josie Murphy, Audie grew on farms in the area and attended school in Celeste. His education was cut short in 1936 when his father abandoned the family. Left with only a fifth-grade education, Murphy began working on local farms as a laborer to help support his family. A gifted hunter, he felt that the skill was necessary for feeding his siblings. Murphys situation worsened on May 23, 1941, with the death of his mother. Joining the Army Though he attempted to support the family on his own by working various jobs, Murphy was ultimately forced to place his three youngest siblings in an orphanage. This was done with the blessing of his older, married sister Corrine. Long believing that the military offered a chance to escape poverty, he attempted to enlist following the Japanese attack on Pearl Harbor that December. As he was only sixteen years old, Murphy was rejected by recruiters for being underage. In June 1942, shortly after his seventeenth birthday, Corrine adjusted Murphys birth certificate to make it appear that he was eighteen. Approaching the US Marine Corps and US Army Airborne, Murphy was rejected due to his small stature (55, 110 lbs.). He was similarly rejected by the US Navy. Pressing on, he ultimately achieved success with the US Army and enlisted at Greenville, TX on June 30. Ordered to Camp Wolters, TX, Murphy began basic training. During part of the course, he passed out leading his company commander to consider transferring him to cook school. Resisting this, Murphy completed basic training and transferred to Fort Meade, MD for infantry training. Murphy Goes to War Finishing the course, Murphy received an assignment to 3rd Platoon, Baker Company, 1st Battalion, 15th Infantry Regiment, 3rd Infantry Division in Casablanca, Morocco. Arriving in early 1943, he began training for the invasion of Sicily. Moving forward on July 10, 1943, Murphy participated in the 3rd Divisions assault landings near Licata and served a division runner. Promoted to corporal five days later, he used his marksmanship skills on a scouting patrol to kill two Italian officers attempting to escape on horseback near Canicatti. Over the coming weeks, Murphy took part in the 3rd Divisions advance on Palermo but also contracted malaria. Decorations in Italy With the conclusion of the campaign on Sicily, Murphy and the division shifted into training for the invasion of Italy. Coming ashore at Salerno on September 18, nine days after the initial Allied landings, the 3rd Division immediately went into action and began an advance to and across the Volturno River before reaching Cassino. In the course of the fighting, Murphy led a night patrol that was ambushed. Remaining calm, he directed his men in turning back the German attack and captured several prisoners. This action resulted in a promotion to sergeant on December 13. Pulled from the front near Cassino, the 3rd Division took part in the landings at Anzio on January 22, 1944. Due to a malaria recurrence, Murphy, now a staff sergeant, missed the initial landings but rejoined the division a week later. During the course of the fighting around Anzio, Murphy, now a staff sergeant, earned two Bronze Stars for heroism in action. The first was awarded for his actions on March 2 and the second for destroying a German tank on May 8. With the fall of Rome in June, Murphy and the 3rd Division were withdrawn and began preparing to land in Southern France as part of Operation Dragoon. Embarking, the division landed near St. Tropez on August 15. Murphys Heroism in France On the day he came ashore, Murphys good friend Lattie Tipton was killed by a German soldier who was feigning surrender. Incensed, Murphy stormed forward and single-handedly wiped out the enemy machine gun nest before using the German weapon to clear several adjacent German positions. For his heroism, he was awarded the Distinguished Service Cross. As the 3rd Division drove north into France, Murphy continued his outstanding performance in combat. On October 2 he won a Silver Star for clearing a machine gun position near Cleurie Quarry. This was followed a by a second award for advancing to direct artillery near Le Tholy. In recognition of Murphys stellar performance, he received a battlefield commission to second lieutenant on October 14. Now leading his platoon, Murphy was wounded in the hip later that month and spent ten weeks recovering. Returning to his unit still bandaged, he was made company commander on January 25, 1945, and promptly took some shrapnel from an exploding mortar round. Remaining in command, his company went into action the next day along the south edge of the Riedwihr Woods near Holtzwihr, France. Under heavy enemy pressure and with only nineteen men remaining, Murphy ordered the survivors to fall back. As they withdrew, Murphy remained in place providing covering fire. Expending his ammunition, he climbed atop a burning M10 tank destroyer and used its .50 cal. machine gun to hold the Germans at bay while also calling in artillery fire on the enemy position. Despite being wounded in the leg, Murphy continued this fight for nearly an hour until his men began moving forward again. Organizing a counterattack, Murphy, aided by air support, drove the Germans from Holtzwihr. In recognition of his stand, he received the Medal of Honor on June 2, 1945. When later asked why he had mounted the machine gun at Holtzwihr, Murphy replied: They were killing my friends. Returning Home Removed from the field, Murphy was made a liaison officer and promoted to first lieutenant on February 22. In recognition of his overall performance between January 22 to February 18, Murphy received the Legion of Merit. With the conclusion of World War II in Europe, he was sent home and arrived in San Antonio, TX on June 14. Hailed as the most-decorated American soldier of the conflict, Murphy was a national hero and the subject of parades, banquets, and appeared on the cover of Life magazine. Though formal inquiries were made regarding obtaining Murphy an appointment to West Point, it issue was later dropped. Officially assigned to Fort Sam Houston following his return from Europe, he was formally discharged from the US Army on September 21, 1945. That same month, actor James Cagney invited Murphy to Hollywood to pursue an acting career. Later Life Removing his younger siblings from the orphanage, Murphy took Cagney up on his offer. As he worked to establish himself as an actor, Murphy was plagued by issues that would now be diagnosed as post-traumatic stress disorder stemming from his time in combat. Suffering from headaches, nightmares, and vomiting as well as displaying alarming behavior at times towards friends and family, he developed a reliance on sleeping pills. Recognizing this, Murphy locked himself in a hotel room for a week to break the addition. An advocate for the needs of veterans, he later spoke openly about his struggles and worked to draw attention to both the physical and psychological needs of those soldiers returning from the Korean and Vietnam Wars. Though acting work was scarce at first, he earned critical acclaim for his role in 1951s The Red Badge of Courage and four years later starred in the adaptation of his autobiography To Hell and Back. During this time, Murphy also resumed his military career as a captain in the 36th Infantry Division, Texas National Guard.  Juggling this role with his film studio responsibilities, he worked to instruct new guardsmen as well as aided in recruiting efforts. Promoted to major in 1956, Murphy requested inactive status a year later. Over the next twenty-five years, Murphy made forty-four films with most of them being Westerns. In addition, he made several television appearances and later received a star on the Hollywood Walk of Fame. Also a successful country songwriter, Murphy was tragically killed when his plane crashed into Brush Mountain near Catawba, VA on May 28, 1971. He was buried at Arlington National Cemetery on June 7. Though Medal of Honor recipients are entitled to have their headstones decorated with gold leaf, Murphy had previously requested that his remain plain like that of other common soldiers. In recognition of his career and efforts to aid veterans, the Audie L. Murphy Memorial VA Hospital in San Antonio, TX was named in his honor in 1971. Audie Murphys Decorations Medal of HonorDistinguished Service CrossSilver Star with First Oak Leaf ClusterBronze Star Medal with V Device and First Oak Leaf ClusterPurple Heart with Second Oak Leaf ClusterLegion of MeritGood Conduct MedalDistinguished Unit Emblem with First Oak Leaf ClusterAmerican Campaign MedalEuropean-African-Middle Eastern Campaign Medal with one silver service star, three bronze service stars and one bronze service arrowheadWorld War II Victory MedalCombat Infantry BadgeMarksman Badge with Rifle BarExpert Badge with Bayonet BarFrench Fourragere in Colors of the Croix de GuerreFrench Legion of Honor, Grade of ChevalierFrench Croix de Guerre with silver starBelgian Croix de Guerre 1940 with Palm Sources Texas Historical Association: Audie MurphyAudie L. Murphy Memorial WebsiteArlington Cemetery: Audie L. Murphy